Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171643)

Very fast and efficient but not all the time it shou...

Very fast and efficient but not all the time it should be more easy to contact them and when they call back is a foreign number I can’t call back Reviewed on: 30th May 2024

Never had a problem with pay pal.

Never had a problem with pay pal. Easy to use even for me Reviewed on: 30th May 2024

Friendly staff, generous terms, ease of use

Friendly, patient and well trained support staff, services readily available online and in the app, intuitive layout and structures make them easy to use, four months free credit is generous, our banks don’t offer you this, nor personal and direct customer service. I live in London and no longer have a branch anywhere near me! Reviewed on: 30th May 2024

Pay in 3 is excellent ,with 0% interest.

Pay in 3 is excellent ,with 0% interest. Reviewed on: 30th May 2024

Great service

I’m happy with PayPal service so far but I’ve rarely interacted with customer service teams. Reviewed on: 30th May 2024

Excellent and prompt service.

Excellent and prompt service. Peace of mind and safely online transactions. Reviewed on: 30th May 2024

I recommend PayPal,easy to pay and wery comfortable...

I recommend PayPal,easy to pay and wery comfortable terms Reviewed on: 30th May 2024

I am very grateful for the service and support.

I am very grateful for the service and support. Reviewed on: 30th May 2024

A great way to pay.

A great way to pay. Protection for my bank account Reviewed on: 30th May 2024

Love PayPal.

Love PayPal. Quick and easy. My preferred way to pay. Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94530 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub