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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173901)

Very good to spread the cost over afew months

5
Very good to spread the cost over afew months Reviewed on: 2nd June 2024

Peice of mind

5
I Have used PayPal for years it gives me peice of mind knowing that it's safe ordering on the Internet peice of min Reviewed on: 2nd June 2024

Best lender that available almost everywhere

5
Easy and simple to use and couldn’t imagine how I’d survive without it. Reviewed on: 2nd June 2024

I find PayPal so easy to use.

5
I find PayPal so easy to use. Love the service Reviewed on: 2nd June 2024

Trustworthy

5
I found PayPal very easy to use ,and feel safe using it to buy things from various outlets and the app is very good and feel confident in using it Reviewed on: 2nd June 2024

Easy to use and easy payment method

5
Easy to use and easy payment method Reviewed on: 2nd June 2024

PayPal Credit is flexible & easy to use

5
PayPal Credit is really flexible, the ability to pay what I want and avoid paying interest in a lot of cases. I'd also definitely recommend it based on the ease of use and the simplicity of the payment process when buying items and paying them off. Reviewed on: 2nd June 2024

Extremely handy for online purchases!

5
Extremely handy for online purchases! You know everything is protected and their promotional offers can spread the costs. The app lets you keep track of everything and I’ve had zero issues when using PayPal. Will continue to use PayPal because it’s the best way to ‘checkout’. Reviewed on: 2nd June 2024

Amazing opportunity for shopping

5
Is the best way to pay and receive the money special the 4 months interest free.. Is great for my family Reviewed on: 2nd June 2024

Great Service

5
I always receive great customer service when I contact PP Credit and love the pay in 3 Reviewed on: 2nd June 2024

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