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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174119)

App and services

Paypal credit is easy to use. The app gives accurate information as to your transaction, balance and amounts to pay. It is very concenient to use. I would definitely recommend Paypal credit to be used by family and friends Reviewed on: 2nd June 2024

Paypal is reliable and easy to use.

Paypal is reliable and easy to use. Reviewed on: 2nd June 2024

Easy to use.

Easy to use. I like the no interested 3month Reviewed on: 2nd June 2024

I’m very that I can send money abroad and I ca...

I’m very happy that I can send money abroad and I can make payments securely,and very important,you can pay in 3-4 months without extra charges. Reviewed on: 2nd June 2024

Payment options were easy to use and understand

Payment options were easy to use and understand Reviewed on: 2nd June 2024

Easy to apply, available to use across many sites

Easy to apply, available to use across many sites Reviewed on: 2nd June 2024

Very supportive, informative and allows people to pa...

Very supportive, informative and allows people to pay safely over time. Reviewed on: 2nd June 2024

My and paypal are best of friends

Paypal 3 payments and credit has helped my family out alot. Having a child with challenges and wanting things on demand! Having these options has been a blessing. Customer service has always been a pleasant approach and I always know I will be treated with respect and they always listen carefully and are willing to sort my issues out. Reviewed on: 2nd June 2024

Pay pal is excellent month 0% option

Excellent service, love the 4 month 0% option Reviewed on: 2nd June 2024

It has been a big help to have paypal credit...

It has been a big help to have paypal credit Reviewed on: 2nd June 2024

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