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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174194)

I'm always happy to use PayPal credit and it's givin...

I'm always happy to use PayPal credit and it's giving me an option to pay monthly which these days I need it , it's easy to checkout and I don't need to look for other payments option as this is enough for me.I'm using PayPal credit all the time and paying back is also easy and you even get reminder for upcoming payment . Hugely recommended to anyone for everything they need . Reviewed on: 2nd June 2024

Quick and simple process.

Quick and simple process. Easy to managed. Reviewed on: 2nd June 2024

Always great prompt customer service

Always great prompt customer service Reviewed on: 2nd June 2024

Paypal credit

Paypal credit makes it easy to make transactions and also make payments to cleat the owed balance Reviewed on: 2nd June 2024

Its been really easy to set up and ues

Its been really easy to set up and ues Reviewed on: 2nd June 2024

Improved shopping experience

It has been amazing and to be able to pay at the shops with the Curve card has been a game changer Reviewed on: 2nd June 2024

Very good, easy to use.

Very good, easy to use. Clear app layout makes managing it very easy. Reviewed on: 2nd June 2024

Paypal an awesome tool in todays digital age!

Found Paypal customer service very efficent and effective when I have had any queries. They are very quick to act on your behalf unlike other companies. They champion their customer particularly when unfortunate disputes need taken forward. I find it very convienient to use and very simple and straighforward using both the app and the website. I absolutely would recommend Paypal to family and friends without heisitation. The various options for payment using a paypal account is excellent. The ability to pay for goods and services in other curriences is so apt in the digital age we now live in. Well done Paypal keep up the good work and keep your app and website simple to use! Reviewed on: 2nd June 2024

I have found pay pal works great for me shopping on...

I have found pay pal works great for me shopping on line Reviewed on: 2nd June 2024

Amazing service. Easy to use no hassle

Easy and quick to use. No interest rate until 4 months after item was purchased. Which is great gives one time to pay off. Reviewed on: 2nd June 2024

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