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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174227)

Allowing me to plan my finances better

Allowing me to plan my finances better Reviewed on: 2nd June 2024

PayPal Credit is worth it!

Been using PayPal credit for years, never had a single negative issue with them in those 5+ years. The interest rates aren’t sky high and the minimum payment per month are incredible value making it a very obvious choice for those who want to finance a product/service they need/want but can’t afford at that time. Reviewed on: 2nd June 2024

everything was organized as best as possible and ver...

everything was organized as best as possible and very easy to use Reviewed on: 2nd June 2024

PayPal is my number one since ebay started

PayPal is my number one since ebay started Reviewed on: 2nd June 2024

Brilliantly superb

PayPal has allowed me to buy things it would normally take me months and months to save for at no extra cost. It's superb Reviewed on: 2nd June 2024

Brilliant when they have the 0% offers on

Brilliant when they have the 0% offers on Reviewed on: 2nd June 2024

Paypal credit help a lot on my household for purchas...

Paypal credit help a lot on my household for purchasing some things that i essentially need my home like kitchen tool and etc Reviewed on: 2nd June 2024

Very nice service Paypal excellent

Very nice service Paypal excellent Reviewed on: 2nd June 2024

It gives me a lot of time to pay up my balance witho...

It gives me a lot of time to pay up my balance without any stress like other credit cards Reviewed on: 2nd June 2024

I’ve been a long term user of PayPal and recently us...

I’ve been a long term user of PayPal and recently using credit and it’s amazing I feel completely in control and secure. Reviewed on: 2nd June 2024

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