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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174248)

Easy fast payment and secure with peace of mind.

Easy fast payment and secure with peace of mind. Available on most sites to choose to pay without entering card details Reviewed on: 2nd June 2024

I find it very convenient and easy to use.

I find it very convenient and easy to use. We'll supported in many places. Interest rates could be better. Reviewed on: 2nd June 2024

Iv been able to afford larger items with the help of...

Iv been able to afford larger items with the help of PayPal credit .. Reviewed on: 2nd June 2024

Easy to use.

Easy to use. Can pay for items using PayPal credit at lots of online stores Reviewed on: 2nd June 2024

Everything is simple to use and customer servic...

Everything is very simple to use and customer service very good Reviewed on: 2nd June 2024

Love the reassurance of paying with PayPal

Love the reassurance of paying with PayPal Reviewed on: 2nd June 2024

A very highly Recommended App Of PayPal!

A very highly Recommended App Of PayPal!! Reviewed on: 2nd June 2024

Useful, easy to use and always accessible.

Useful, easy to use and always accessible. Easier than most banks and does what it says. Reviewed on: 2nd June 2024

PayPal has been a lifesaver to me and my family ever...

PayPal has been a lifesaver to me and my family ever since I have been using it. It has enabled me to spoil my children and grandchildren(and myself) at Christmas and birthdays, especially when times are very tight money wise. Reviewed on: 2nd June 2024

Great to have no interest for extended periods

Great to have no interest for extended periods Reviewed on: 2nd June 2024

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