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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

Everything good with PayPal and service good

Everything good with PayPal and service good Reviewed on: 2nd June 2024

Quiq payment.

Quiq payment. Money back guarantee. Reviewed on: 2nd June 2024

spread cost easily

Makes purchases more obtainable and able to spread costs.really easy to use Reviewed on: 2nd June 2024

Easy experience, straight forward on application to...

Easy experience, straight forward on application to use. Reviewed on: 2nd June 2024

Useful for big purchases

Useful for big purchases, but interest free period could be longer. Reviewed on: 2nd June 2024

Helped me when I needed it, couldn't have done anyt...

Helped me when I needed it, couldn't have done anything different Reviewed on: 2nd June 2024

Saving Grace

Quick efficient and convenient. Issues resolved same time. Reviewed on: 2nd June 2024

Rimvydas

No any problems with payments. I will recommend for my friends to. Reviewed on: 2nd June 2024

Trustworthy.

Trustworthy.reliable and secure.i have been using paypal from.last 15 years and no issue. Reviewed on: 2nd June 2024

great app !

I have been using PayPal Credit for some time now, and overall, I am quite satisfied with their service. One of the standout features for me is their "Pay in 3" method, which allows for more flexible payment options and makes managing my expenses much easier. The application process was straightforward, and once approved, the convenience of being able to spread out payments without incurring interest (if paid on time) has been incredibly helpful. It's a great way to budget for larger purchases without the immediate financial strain. I've recommended PayPal Credit to my friends and family, and they have had similarly positive experiences. It's become a popular choice among us for its ease of use and the added financial flexibility it provides. There was an instance where my money was put on hold, which was a bit of a struggle to resolve. However, this issue didn't overshadow the overall quality of the service. The customer support team was eventually able to assist me, and since then, I haven't encountered any significant problems. In conclusion, PayPal Credit is a reliable and beneficial service that I continue to use and recommend. It offers great features like the "Pay in 3" method, and despite a minor hiccup with funds being on hold, my experience has been overwhelmingly positive. Reviewed on: 2nd June 2024

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