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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174280)

A reliable way of paying for things with consumer pr...

5
A reliable way of paying for things with consumer protection Reviewed on: 2nd June 2024

Use the 4 months 0% & pay over 3 months.

5
Use the 4 months 0% & pay over 3 months. Really helpful for big spends to spread it out. Reviewed on: 2nd June 2024

Everything good with PayPal and service good

4
Everything good with PayPal and service good Reviewed on: 2nd June 2024

Quiq payment.

5
Quiq payment. Money back guarantee. Reviewed on: 2nd June 2024

spread cost easily

5
Makes purchases more obtainable and able to spread costs.really easy to use Reviewed on: 2nd June 2024

Easy experience, straight forward on application to...

5
Easy experience, straight forward on application to use. Reviewed on: 2nd June 2024

Useful for big purchases

4
Useful for big purchases, but interest free period could be longer. Reviewed on: 2nd June 2024

Helped me when I needed it, couldn't have done anyt...

5
Helped me when I needed it, couldn't have done anything different Reviewed on: 2nd June 2024

Saving Grace

4
Quick efficient and convenient. Issues resolved same time. Reviewed on: 2nd June 2024

Rimvydas

5
No any problems with payments. I will recommend for my friends to. Reviewed on: 2nd June 2024

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