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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174324)

So handy and safe

So handy and safe been a godsend have recommended to friends Reviewed on: 2nd June 2024

It’s easy to use and easy to repay, I would recommen...

It’s easy to use and easy to repay, I would recommend to anyone who want flexible credit. Reviewed on: 2nd June 2024

I have been with Paypal well over 5years and wouldnt...

I have been with Paypal well over 5years and wouldnt use any other method to purchase safely Reviewed on: 2nd June 2024

Paypal actually have people to talk towhen you need...

Paypal actually have people to talk to when you need them, good security checks and a good international reach Reviewed on: 2nd June 2024

I have used PayPal Credit for multiple large purchas...

I have used PayPal Credit for multiple large purchases and I have always been able to clear my balance within the interest free period, and this is in part to the clear and concise way PayPal outlines all the necessary information. Whether it’s the due date, the minimum payment required or the total amount left to pay, I am never in the dark with PayPal Credit. Reviewed on: 2nd June 2024

An excellent credit provider

Easy to set up, Simple to use and well set out and Good Communication. Reviewed on: 2nd June 2024

The 4 month interest free is helpful to me!

The 4 month interest free is helpful to me! Reviewed on: 2nd June 2024

Good but not excellent

My experience was not that good but ok i was annoyed because they have reduced my credit. Reviewed on: 2nd June 2024

Iv used paypal creedit for years.

Iv used paypal creedit for years. Straight forward to use and great service Reviewed on: 2nd June 2024

As someone who frequently shops online

As someone who frequently shops online, PayPal Credit has been a perfect fit for me. The security and buyer protection offered by PayPal are extended to purchases made with PayPal Credit, giving me extra peace of mind. The customer service is excellent, always ready to assist with any inquiries or issues. The promotional financing options have saved me a lot of money in interest fees, and the ability to spread out payments over time is very helpful. Overall, a great product from a trusted company. Reviewed on: 2nd June 2024

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