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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175474)

PayPal and PayPal credit

I like to use paypal and paypal credit. Easy to use, I can control my payments, and I found it really secure as well. Reviewed on: 3rd June 2024

I like the 4 month no extra charge system for credits.

I like the 4 month no extra charge system for credits. However, it’s hard to get in touch with anyone if I need help or assistance. It’s also really good to be able to pay with PayPal almost anywhere online nowadays . Reviewed on: 3rd June 2024

PayPal Works for me

I frequently use PayPal credit to spread the cost of purchases. Always goes smoothly, and that includes and refunds. Reviewed on: 3rd June 2024

Safe & easy way to pay.

Safe & easy way to pay. Always rectify any disputes Reviewed on: 3rd June 2024

I use PayPal on all online purchases, any time when...

I use PayPal on all online purchases, any time when is a problem with the seller PayPal customer service solves my issues straight away. They have an excellent service. The Pay in 3 Instalments fits my budget and I use PayPal credit when I struggle with finances. Sending money to my friends through PayPal makes me feel safe and sure that they are receiving money on the same day. I am very satisfied with PayPal. Reviewed on: 3rd June 2024

I use it regularly

Easy to use and access, only need your email address and password to access it. Reviewed on: 3rd June 2024

Always my preferred option for buying clothes, I can...

Always my preferred option for buying clothes, I can’t try on and send back! Reviewed on: 3rd June 2024

Flexible,good customer service,offers

Flexible,good customer service,offers Reviewed on: 3rd June 2024

Excellent alternative for large purchase amounts

PayPal credit offers an alternative option for budgeting larger purchase amounts in an efficient way. Offering clear deadlines on when a certain plan is due to be paid. I have not experienced any issues using PayPal credit and have recommended to friends and family. Reviewed on: 3rd June 2024

A Helping Hand in Hard Times

With the current cost of living crisis, it is a huge help that you can spread the cost of living without the worry of added interest on their pay in 3 plans. Unlike so many other creditors Paypal hasn't jumped on the band wagon and added an extortionate interest rate you just split the total amount needed in to 3 equal monthly payments with no interest. Reviewed on: 3rd June 2024

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