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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175366 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175372)

Payed for a product that did not arrive and PayPal g...

Payed for a product that did not arrive and PayPal got my money back. Reviewed on: 3rd June 2024

Easy and fast transaction.

Easy and fast transaction. Used in many platforms, credit option so easy and quick to use . ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 3rd June 2024

spread the spend!!

I frequently use PayPal pay in 3 just to spread the spend!! It's brilliant and easy to do! Reviewed on: 3rd June 2024

Excellent service and helpful , really happy to use...

Excellent service and helpful , really happy to use this in the future Reviewed on: 3rd June 2024

My go too for any online payment or transfer you kno...

My go too for any online payment or transfer you know your in safe hands Reviewed on: 3rd June 2024

Very helpful easy to use

Very helpful customer service , easy to use . Website easy to navigate around. The app is very good security to login also good Reviewed on: 3rd June 2024

Like the pay later options.

Like the pay later options. Gives the piece of mind and not worry about paying too much interest Reviewed on: 3rd June 2024

Best credit around, very easy and safe with purchases

Best credit around, very easy and safe with purchases Reviewed on: 3rd June 2024

Beautifully simple.

Just a really simple process to set up and spread the cost of larger payments with a very helpful app to be able to monitor how much you have left to pay. Reviewed on: 3rd June 2024

PayPal credit is easy to use and I like the flexibil...

PayPal credit is easy to use and I like the flexibility. I use PayPal credit all the time to make purchases. I like being able to over pay when I can and the app shows me an up to date view of my finances. Reviewed on: 3rd June 2024

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