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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175223 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175262)

Amazing credit scheme and great customers ser

Amazing credit scheme and great customers ser Reviewed on: 3rd June 2024

I like tha fact that I can pay at any time with zero...

I like tha fact that I can pay at any time with zero interest . Or pay in three . This allow me to choose what suit me flexibly Reviewed on: 3rd June 2024

I've been using PayPal Credit for several months now...

I've been using PayPal Credit for several months now, and it has been a fantastic experience. The application process was straightforward and quick, with an almost immediate decision on my approval. I was impressed with how seamlessly PayPal Credit integrates with my existing PayPal account, making it incredibly convenient to manage my finances. One of the standout features is the flexibility it offers. The "No Interest if Paid in Full in 6 months" option is a game-changer for larger purchases, allowing me to spread out payments without the pressure of immediate interest charges. It's also accepted at a wide range of online retailers, which has made my shopping experience even smoother. The user interface is intuitive and easy to navigate. I appreciate the clear statements and notifications, which help me stay on top of my payments and avoid any late fees. Customer service has been responsive and helpful whenever I've had questions, further enhancing my confidence in using this service. Overall, PayPal Credit has provided me with a reliable and flexible way to manage my expenses. I highly recommend it to anyone looking for a convenient credit solution that integrates effortlessly with their online shopping habits. Reviewed on: 3rd June 2024

Great customer service.

Great customer service. Polite, understanding and helpful. Helped me with my problem. Reviewed on: 3rd June 2024

Super PayPal

Easy app to use. Customer service spot on easy to view statement and purchases are easy to navigate and I feel protected with PayPal when I purchase items Reviewed on: 3rd June 2024

PayPal credit excellent service

Great way to spread the payment and very easy to use the PayPal payment on ur app very great service and no interest to pay too so even more reason to use PayPal credit A+++ service PayPal Reviewed on: 3rd June 2024

PayPal credit has been amazing

PayPal credit has been amazing and helped me out soo much when I need to get things I couldn't afford for my kids etc. Be lost without it. Reviewed on: 3rd June 2024

I've found PayPal Credit really helpful and easy to...

I've found PayPal Credit really helpful and easy to use. Reviewed on: 3rd June 2024

No fuss transactions

Easy to use, can search for payees through different aspects and quick transactions Reviewed on: 3rd June 2024

PayPal is very easy to use, very staff friendly

PayPal is very easy to use, staff friendly and very helpful with purchases. Plus garranttee money back if fraud and accidental payments. Reviewed on: 3rd June 2024

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