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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175670)

No one better then PayPal

5
Never had an issue, best credit service around, recognised by what seems to be every website, 4 months interest free on purchases over £100+, absolutely ideal for everything I need Reviewed on: 3rd June 2024

Good experience is giving, no intrest 4 months good...

5
Good experience is giving, no intrest 4 months good good is, very much so Reviewed on: 3rd June 2024

Customer service

5
Very helpful customer service. Helped me with an issue with a purchase I never received Reviewed on: 3rd June 2024

PayPal credit has been very useful for a range of pu...

5
PayPal credit has been very useful for a range of purchases. Reviewed on: 3rd June 2024

The best way to pay through in online shopping.

5
The best way to pay through in online shopping. Never have been disappointed from shopping buy my PayPal Reviewed on: 3rd June 2024

Reliable Credit option

5
I always have felt I could rely on PayPal with my money and credit. Reviewed on: 3rd June 2024

You keep money least 2,3 day with you.

5
You keep money least 2,3 day with you. Reviewed on: 3rd June 2024

Easy and quick to order items and payment via paypal

5
Easy and quick to order items and payment via paypal Reviewed on: 3rd June 2024

very easy to use and convenient great service

5
very easy to use and convenient great service Reviewed on: 3rd June 2024

Simple steps to utilise short term credit

5
It’s just so easy to use and being able to spread payments easily allows me to manage my budget Reviewed on: 3rd June 2024

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