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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175751)

Brilliant and easy to use, also very convenient when...

Brilliant and easy to use, also very convenient when ordering or buying online. Reviewed on: 3rd June 2024

Give PayPal credit a try.. you won’t regret it

Would rather use this than any other credit lender, have three credit cards and haven’t used them for years I use this instead. Easy to keep track pay and schedule etc much easier than other online credit I have tried to manage . Reviewed on: 3rd June 2024

Easy use,

Easy use, however there are different payments which I don't quite understand Reviewed on: 3rd June 2024

I always use pay pal as I feel more secure using thi...

I always use pay pal as I feel more secure using this method Reviewed on: 3rd June 2024

Surprise dream holiday & proposal .

PayPal credit enabled me to surprise my girlfriend with her dream holiday to Dubrovnik in Croatia where I proposed. I secretly learnt how to speak Croatian while driving to & from work to make this experience even more magical for her, without PayPal credit she wouldn’t be my now Fiancé. Reviewed on: 3rd June 2024

Easy to use and excepted at most merchants.

Easy to use and excepted at most merchants. Useful payment tool for busy lives. Reviewed on: 3rd June 2024

Reliable service, enables me to budget purchases mor...

Reliable service, enables me to budget purchases more easily. Reviewed on: 3rd June 2024

It has helped in providing an interest free option f...

It has helped in providing an interest free option for a rainy day Reviewed on: 3rd June 2024

Smooth experience all through .

Smooth experience all through . Customer service is great and value for money too. Reviewed on: 3rd June 2024

Very useful and easy to use.

Very useful and easy to use. I find it easy to budget for small and big purchases. Reviewed on: 3rd June 2024

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