Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175841)

PayPal every time

Very understanding and supportive Reviewed on: 3rd June 2024

It is always 5* experience.

It is always 5* experience. It is always there when you need it without any problems. I am using it for most of my purchases as it is available in most online shops. I've got it since 2007 when I used it for my eBay shopping but now it become must have everywhere. Reviewed on: 3rd June 2024

Fantastic service as you have interest free options...

Fantastic service as you have interest free options love paypal Reviewed on: 3rd June 2024

I’m using it, I’m satisfied with it.

I’m using it, I’m satisfied with it. Reviewed on: 3rd June 2024

Great experience with PayPal credit.

Great experience with PayPal credit. Very handy at times. Reviewed on: 3rd June 2024

pay pal name u can trust

Always helpful any problems they will sort it out I feel safe with you Reviewed on: 3rd June 2024

Easy to use and understand.

Easy to use and understand. App makes everything clear and is intuitive when paying balance. Reviewed on: 3rd June 2024

Pay pal credit can help spread the cost, very helpful

Pay pal credit can help spread the cost, very helpful Reviewed on: 3rd June 2024

Good experience

The application process is simple and straightforward. Great customer service, you might not even have to literally talk to an agent as the App has an exhaustive FAQs. Reviewed on: 3rd June 2024

Very helpful

Very helpful and easy to use wouldn't change a thing Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97509 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub