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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

Mrs PayPal Happy .

PayPal is great , I would have used PayPal years ago if I knew how good it was . I’m 100% a happy customer of PayPal Reviewed on: 3rd June 2024

Safe, secure, helpful lender

PayPal has been a great credit provider for interest free borrowing, helping me to manage my money safely. Reviewed on: 3rd June 2024

It's very helpful and useful!!

Have to say, it's been a very helpful and useful experience. Some months are more financially restricted than others and to have that option to use the credit is a really helpful!! Reviewed on: 3rd June 2024

Been a godsend

Very happy, helped me alot during some times of great need Reviewed on: 3rd June 2024

Flexible and Easy to use

PayPal provides the flexibility and support when you need it most. It’s there when you need it, quick to use and reliable. Reviewed on: 3rd June 2024

Always reliable, safe and easy!

Always reliable, safe and easy! I always use PayPal to pay for anything online! Reviewed on: 3rd June 2024

PayPal is very clear and easy to use all updated cus...

PayPal is very clear and easy to use all updated customers on any changes regularly Reviewed on: 3rd June 2024

PayPal credit gives me confidence

PayPal credit gives me confidence in my purchases. I feel safe using PayPal and I’m very happy with the availability of PayPal credit, especially Pay in 3. Pay in 3 is easy to use and easy to understand, making it foolproof. Reviewed on: 3rd June 2024

Makes checking out much faster & simpler with the ad...

Makes checking out much faster & simpler with the added security allowing peace of mind. A worry free experience. What’s not to love? Reviewed on: 3rd June 2024

Easy to use great service acsses 24hr don't have to...

Easy to use great service acsses 24hr don't have to move from my seat Reviewed on: 3rd June 2024

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