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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175969)

Use PayPal for everything.

5
Use PayPal for everything. Credit and pay in 3 system is incredibly useful. Reviewed on: 3rd June 2024

More value to ur money and provide more time for pay...

5
More value to ur money and provide more time for payments Reviewed on: 3rd June 2024

So easy to use

5
So easy to use and any issue they get easily resolved. Best way to pay online and I feel secure in doing this. Reviewed on: 3rd June 2024

Always useful for paying long haul flights when i ca...

5
Always useful for paying long haul flights when i cant pay them off in one go and dont want to pay interest either!! Reviewed on: 3rd June 2024

Excellent help when needed

5
Whenever I had a problem with purchased goods PayPal gav3 always gone the extra mile to help out Reviewed on: 3rd June 2024

good for use on ebay ect very quick payment .

4
good for use on ebay ect very quick payment ..just would like when paying back to be quicker takes over 5 days .. Reviewed on: 3rd June 2024

Best service

5
Never let you done it’s easy and fast and secure way to pay for your bills and purchase very happy to be with the service. Reviewed on: 3rd June 2024

Easy and straight forward to use

5
Easy and straight forward to use Reviewed on: 3rd June 2024

No issues at all, always use PayPal credit for large...

5
No issues at all, always use PayPal credit for larger purchases Reviewed on: 3rd June 2024

Easy access, easy to reach customer service personne...

5
Easy access, easy to reach customer service personnel, quick response, quick payments easy loan or credit application, and lots more Reviewed on: 3rd June 2024

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