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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176005)

I have used PayPal credit for a couple of years now...

I have used PayPal credit for a couple of years now and found it a very smooth process Reviewed on: 3rd June 2024

I have been a PayPal member for years and had no iss...

I have been a PayPal member for years and had no issues it’s so handy , quick simple and easy and it never lets me down, well Don and thank you Reviewed on: 3rd June 2024

I have used paypal for 4 years.

I have used paypal for 4 years. I have found them to be a five star company. They deal with any issues flawlessly and are definately on the side of the buyer Reviewed on: 3rd June 2024

I have been using it for years and it’s quite good.

I have been using it for years and it’s quite good. Reviewed on: 3rd June 2024

Paypal credit best way to pay shopping online

Paypal credit is the best way to pay for anything online with zero percent interest for 4 months but after four months interest apr is too high which is I thing is not fair on customer. Taking a lot of money from people who are already struggling with their bills. Bottom line is APR has to be low around 10 to 15 percent. Thank you Reviewed on: 3rd June 2024

Spread the cost...

Good option to spread the cost especially on larger purchases Reviewed on: 3rd June 2024

Great choice for managing your needs

Great choice for managing your needs Reviewed on: 3rd June 2024

Amazing service would highly recommend

Amazing service would highly recommend Reviewed on: 3rd June 2024

It gives me awesome convenience.

It gives me awesome convenience. Reviewed on: 3rd June 2024

Good payment options

Good payment flexibility. Variety of options including the 3 month no Apr options which are always welcome. Overall good service. Reviewed on: 3rd June 2024

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