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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176573 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176577)

Used paypal credit for few items.

Used paypal credit for few items. However did see that it was for over £100 no interest. Other items were being paid off first before the no interest items. Reviewed on: 3rd June 2024

Easy to use and good reminders to pay off.

Easy to use and good reminders to pay off. Reviewed on: 3rd June 2024

Trying to pay off PayPal is so hard.

Trying to pay off PayPal is so hard. Just take the money no need to schedule the payment have tried 3 time to pay still not working Reviewed on: 3rd June 2024

Brilliant everytime.

Brilliant everytime. Great service. Reviewed on: 3rd June 2024

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. When I've needed an issue resolving and I've contacted customer service they are always very helpful and answer my query or solve the problem. Great service all round. Thanks Reviewed on: 3rd June 2024

Easy ervice needed. For eBay it is Safe and secure.

Easy good service when needed.for those items that you never no you need Reviewed on: 3rd June 2024

PayPal credit allows me to spread the cost of big pu...

PayPal credit allows me to spread the cost of big purchases, interest free, over 4 months. It’s meant that I’ve been able to spread the cost during a cost of living crisis. Thank you! Reviewed on: 3rd June 2024

I feel confident using PayPal,it’s secure & iv used...

I feel confident using PayPal,it’s secure & iv used PayPal credit Reviewed on: 3rd June 2024

easy first rate service.

easy first rate service. can help if there is any purchases go wrong. Reviewed on: 3rd June 2024

I’m happy with all experiences, paying is fast all h...

I’m happy with all experiences, paying is fast all have good security I say all my friends that if they need extra money to buy something pay pal is the best option. And best thing about it is that I have few months to pay back without extra charges. Thank you for that Reviewed on: 3rd June 2024

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