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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176490 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176508)

Excellent customer service , no hassle all requests...

Excellent customer service , no hassle all requests processed promptly Reviewed on: 3rd June 2024

Very good service

Very good service, been using paypal for years now. Reviewed on: 3rd June 2024

Good card with wonderful payment options

Overall it's very good, very good interest free monthly payments.... Reviewed on: 3rd June 2024

Great Zero Percent Feature

Using the 4 month at zero percent has been such a good experience to just spread a large cost over a little longer. Reviewed on: 3rd June 2024

PayPal credit is easy to use for purchases big or sm...

PayPal credit is easy to use for purchases big or small . Always kept up to date with your account. The ease of repayment options are great also. What’s not to like. Reviewed on: 3rd June 2024

PayPal Credit made it easy!!

PayPal Credit made it a lot easier to consider and proceed with a relatively expensive purchase if looking at buying separately in full. The ability to spread payments interest free over a set time; made it easy to understand and keep on schedule. Reviewed on: 3rd June 2024

Always fair and easy to use.

Always fair and easy to use. Makes you feel secure and gives you confidence on purchases knowing paypal has your back. Reviewed on: 3rd June 2024

PayPal- option for better financial management

PayPal is very helpful with my daily payments and purchases. It is nice to have payment option as it gives you relief and not stress over payments. Reviewed on: 3rd June 2024

Easy to pay for things and it's used by loads of onl...

Easy to pay for things and it's used by loads of online sites Reviewed on: 3rd June 2024

Never had a problem with pay pal, I have been using...

Never had a problem with pay pal, I have been using it for about 20 years. I have had a couple of fraudulent issues over the years but pay pal sorted them Reviewed on: 3rd June 2024

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