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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176392)

Very helpful and easy to use.

5
Very helpful and easy to use. No problem with money Reviewed on: 3rd June 2024

Great way too buy when funds are low,with minimal in...

5
Great way too buy when funds are low,with minimal interest ,if any, Reviewed on: 3rd June 2024

Always had great options and easy to manage with paypal

5
Always had great options and easy to manage with paypal Reviewed on: 3rd June 2024

Easy and safe transferring of money for personal and...

5
Easy and safe transferring of money for personal and business Reviewed on: 3rd June 2024

I Purchased So Many Things From PayPal But PayPal Gi...

5
I Purchased So Many Things From PayPal But PayPal Give Option For Payment And SLO They Give Me A Awesome Credit Limit. So I’m Very Happy To Use Main Thing ELoN MuSk Sir He Is Next Level Person So I’m Great I’m Paypal Family Member ❤️ Thanks Stivanson Paul Macwan Reviewed on: 3rd June 2024

Everything is excellent but interest after four mont...

4
Everything is excellent but interest after four month is bad Reviewed on: 3rd June 2024

Simple platform easy to use.

5
Simple platform easy to use. PayPal is also integrated into most websites that I purchase from. Reviewed on: 3rd June 2024

Never had an issue with PayPal, payments are taken a...

5
Never had an issue with PayPal, payments are taken and received very quickly. They always email when something new is placed and are very much on it if something is fishy Reviewed on: 3rd June 2024

A Very Happy Customer!

5
I have used PayPal for many years, from business to personal money transfers. PayPal credit has low interest rates and the interest free pay in 3 is amazing for making bigger purchases more manageable! Thank PayPal!! Reviewed on: 3rd June 2024

Smooth and hassle free

5
Seamless payments, instant transfer, never went wrong for me Reviewed on: 3rd June 2024

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