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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176573 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176578)

Before rate changes

Very good experience with the long and before the rates changes now is hight rate than normal credit card Reviewed on: 3rd June 2024

Great Credit Service

Easy to use and very secure. It’s a renowned brand that is available for virtually most online services and now more recently for in store purchases thanks to the ability of being able to link PayPal Credit with the Curve app. Reviewed on: 3rd June 2024

PayPal review

PayPal is secure and easy to use for paying everything I buy. I feel confident that it is safe to purchase and prefer to use PayPal over others. PayPal has lots of options to pay for goods and I love that I have the option to spread my payment over time, giving me the flexibility. Thanks PayPal. Reviewed on: 3rd June 2024

Workshop tools

Has given me the chance to build my tools for my workshop for which I am truly grateful Reviewed on: 3rd June 2024

Easily assessible website and app, clear communication.

Easily assessible website and app, clear communication. Reviewed on: 3rd June 2024

Got me out of a jam and is easy to work with .

Got me out of a jam and is easy to work with .no nasty surprises with the account Reviewed on: 3rd June 2024

Very easy to use and set up.

Very easy to use and set up. Evey step is straightforward and self described. Reviewed on: 3rd June 2024

PayPal is easy and direct , no fuss no problem.

PayPal is easy and direct , no fuss no problem. Reviewed on: 3rd June 2024

PayPal is great

PayPal is easy to use, they stand for the customer when needed. I had just good experience using it. I will keep using and also told friends how good it is. Reviewed on: 3rd June 2024

Quick and Easy method of delaying payments

Great method of paying in stages for items that I cannot afford to pay for in one hit. Reviewed on: 3rd June 2024

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