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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176508)

Great service and helps buy products in installment...

5
Great service and helps buy products in installment and affordable interest charge. Reviewed on: 3rd June 2024

It’s simple and easy to use.

5
It’s simple and easy to use. If I have any problems I can always get through to someone who can fix it! Reviewed on: 3rd June 2024

Always great !

5
Never had any problems, if i have any questions, always easy to find an answer, i trust PayPal Reviewed on: 3rd June 2024

Perfect for online purchase

5
I was impress how Fast check out is love using paypal definitely worth using Reviewed on: 3rd June 2024

Alway excellent service and deals offered are great...

5
Alway excellent service and deals offered are great way to spread cost. Reviewed on: 3rd June 2024

Pay in 3 is fantastic and so useful

5
Pay in 3 is fantastic and so useful Reviewed on: 3rd June 2024

Great way to pay for online items and also now its p...

5
Great way to pay for online items and also now its partnered with curve easy to use card payments Reviewed on: 3rd June 2024

Good service and customer service

5
Good service and customer service Reviewed on: 3rd June 2024

I use my PayPal credit to buy bigger purchase items...

5
I use my PayPal credit to buy bigger purchase items so that I can pay them off gently and without savage interest rates. Without it my kids simply wouldn't have computers, phones or TVs! I'm so grateful for having it over the years, it's meant a better quality of life for my family. Reviewed on: 3rd June 2024

Great easy and reliable service I use it all the tim...

5
Great easy and reliable service I use it all the time for ease and added protection Reviewed on: 3rd June 2024

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