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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176392)

Everything is going well with PayPal

5
Everything is going well with PayPal Reviewed on: 3rd June 2024

Excellent

5
Everything has been fine for me to use PayPal. Reviewed on: 3rd June 2024

Very useful

5
Very useful when purchasing things esp as the repayments are affordable making it easy to get things ya really want Reviewed on: 3rd June 2024

Very convenient to use.

5
Very convenient to use. Easy access. Reviewed on: 3rd June 2024

PayPal is I must have.

5
I’ve been using PayPal for many years and it’s allowed me to pay for many things whether it’s still paying three option or the credit option. I just love having PayPal. Reviewed on: 3rd June 2024

Good so far for me, credit limit could be more.

5
Good so far for me, credit limit could be more. Reviewed on: 3rd June 2024

Great communication and easy to understand statements

5
Great communication and easy to understand statements Reviewed on: 3rd June 2024

PayPal is best ,best credit card I have ever used.

5
PayPal is best ,best credit card I have ever used. Reviewed on: 3rd June 2024

Love paying for goods online with PayPal

5
It's a great way of buying higher priced goods and splitting the cost into 3 equal payments, very easy to set up, and very safe, and you are always emailed prior to the next payment Reviewed on: 3rd June 2024

Darlings review.

4
Credit is there to buy any goods online and I like the options of 0% interest on 3 or more payments Reviewed on: 3rd June 2024

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