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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176165)

Very easy to use any questions answered and delt wit...

Very easy to use any questions answered and delt with quickly Reviewed on: 3rd June 2024

Always helps when money is low and you need more tim...

Always helps when money is low and you need more time to pay back Reviewed on: 3rd June 2024

Easy to use and feel safe using the app

Easy to use and feel safe using the app Reviewed on: 3rd June 2024

Always had am easy to use payment method, the intere...

Always had am easy to use payment method, the interest free period of 4 month and pay in 3 are really handy to have at hand when I need to purchase more expensive items. Reviewed on: 3rd June 2024

PayPal is a living hell I wouldn’t recommend this an...

PayPal is a living hell I wouldn’t recommend this anyone I love. Reviewed on: 3rd June 2024

Smooth with no issues.

Smooth with no issues. Very happy with the service. Soleved issues very quickly. Easy and user friendly app. Reviewed on: 3rd June 2024

Excellent service.

Excellent service. Kept up to date about transactions and fully informed of any arising issues. Reviewed on: 3rd June 2024

I never have a problem with PayPal credit, always av...

I never have a problem with PayPal credit, always available and customer service is efficient when I call Reviewed on: 3rd June 2024

Never had any problems overall fantastic.

Never had any problems overall fantastic. Reviewed on: 3rd June 2024

Easy transaction - swift approval

Easy transaction - swift approval - user friendly Reviewed on: 3rd June 2024

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