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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176052 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176068)

I always use pay pal as I feel more secure using thi...

I always use pay pal as I feel more secure using this method Reviewed on: 3rd June 2024

Surprise dream holiday & proposal .

PayPal credit enabled me to surprise my girlfriend with her dream holiday to Dubrovnik in Croatia where I proposed. I secretly learnt how to speak Croatian while driving to & from work to make this experience even more magical for her, without PayPal credit she wouldn’t be my now Fiancé. Reviewed on: 3rd June 2024

Easy to use and excepted at most merchants.

Easy to use and excepted at most merchants. Useful payment tool for busy lives. Reviewed on: 3rd June 2024

Reliable service, enables me to budget purchases mor...

Reliable service, enables me to budget purchases more easily. Reviewed on: 3rd June 2024

It has helped in providing an interest free option f...

It has helped in providing an interest free option for a rainy day Reviewed on: 3rd June 2024

Smooth experience all through .

Smooth experience all through . Customer service is great and value for money too. Reviewed on: 3rd June 2024

Very useful and easy to use.

Very useful and easy to use. I find it easy to budget for small and big purchases. Reviewed on: 3rd June 2024

Always loved this!

Always loved this! Paypal are amazing. So helpful and there when you need them, easy transactions and tracking. Thank you Reviewed on: 3rd June 2024

Ease of use and access, very responsive.

Ease of use and access, very responsive. Reviewed on: 3rd June 2024

Always had a good experience when contacting PayPal.

Always had a good experience when contacting PayPal. Issues resolved very quickly. App works well no issues. Reviewed on: 3rd June 2024

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