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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176041 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176042)

Paypal credit is a great way to buy items and spread...

Paypal credit is a great way to buy items and spread over a few months or even a year Reviewed on: 3rd June 2024

Always there to help with quick purchase

Always there to help with quick purchase Reviewed on: 3rd June 2024

I rate PayPal credit very highly

I have never had a problem with PayPal credit, everything goes smoothly and I’ve recommended it to everyone I know. Using the app is also very straightforward and easy - haven’t had any issues. Reviewed on: 3rd June 2024

I’ve having PayPal account for years now and never h...

I’ve having PayPal account for years now and never had problem also if any money was taking wrongly Paypal managed to get it back very quickly. To be honest PayPal is better than a bank account Reviewed on: 3rd June 2024

Never had a problem.

Never had a problem. Really easy to use. Reviewed on: 3rd June 2024

I like the security of paying by PayPal and interest...

I like the security of paying by PayPal and interest free for three months. Reviewed on: 3rd June 2024

Have paypal by my side is very helpful

Have paypal by my side is very helpful Reviewed on: 3rd June 2024

Secure, reliable, useable...

PayPal has been a secure, reliable and very useable tool, and PayPal Credit has been a fantastic extension of that tool, with very reasonable repayment rates. It's saved Christmas a couple of times! Reviewed on: 3rd June 2024

Good Aplication

Good Application and All process is verry easy. Reviewed on: 3rd June 2024

Easy to use, with minimal administration and clear c...

Easy to use, with minimal administration and clear choices. Reviewed on: 3rd June 2024

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