Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (175972)

I love paypal credit .

5
Paypal credit is amazing. It has really helped me out in times of need. The cost of living crisis has been hard but if I have needed to make big purchases then I have been able to do so via PayPal Reviewed on: 3rd June 2024
Becca's avatar
Becca

Makes life easier

5
Always able to keep an eye on my balance and payments . Easy to understand rates /interests. Has helped me build my credit score Reviewed on: 3rd June 2024
V M's avatar
V M

Excellent service!

5
Excellent service, problems with payments get sorted quick Reviewed on: 3rd June 2024
Peter S's avatar
Peter S

I like how easy it is to pay and spread costs but I...

5
I like how easy it is to pay and spread costs but I don’t like how on the app your cannot see when a payment has been made or reduced from your final balance. I also do not like when refunds are done that it does not come out of the original payment made it just goes to the overall balance Reviewed on: 3rd June 2024
Savannah's avatar
Savannah

Always an easy process checking out with paypal!

5
Always an easy process checking out with paypal! Great customer service and easy to follow app Reviewed on: 3rd June 2024
Bernadette R's avatar
Bernadette R

Great customer service and app is easy to use

5
Great customer service and app is easy to use Reviewed on: 3rd June 2024
Dhillan 's avatar
Dhillan

It’s easy to use - I find it quick and efficient for...

5
It’s easy to use - I find it quick and efficient for what I need Reviewed on: 3rd June 2024
Sabrina G's avatar
Sabrina G

Paypal are very quick to help when it's need ed

5
Paypal are very quick to help when it's need ed Reviewed on: 3rd June 2024
Sharon 's avatar
Sharon

PayPal is a good secure way to pay for your...

5
PayPal is a good secure way to pay for your purchases Reviewed on: 3rd June 2024
Pamela Heywood 's avatar
Pamela Heywood

Flawless, easy to use.

5
Flawless, easy to use. Always a trusted payment method. Reviewed on: 3rd June 2024
Colin G's avatar
Colin G

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill