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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176009)

No issues with credit availability and flexibility.

No issues with credit availability and flexibility. Only minior issues with customer service after wrong payment method was used and no ability to revert or change. Reviewed on: 3rd June 2024

I had an issue with a purchase.

I had an issue with a purchase. Fantatstic service from the Resolution Centre. Swift and comprehensive response. That’s why I use PayPal when possible to cover my online purchases. Reviewed on: 3rd June 2024

Great to deal with and an easy process when paying w...

Great to deal with and an easy process when paying with PayPal Reviewed on: 3rd June 2024

Quick and convenient and easy to use money at finger...

Quick and convenient and easy to use money at finger tips and able to afford things spreading payments Reviewed on: 3rd June 2024

Very trusted, and get money back when required

Very trusted, and get money back when required Reviewed on: 3rd June 2024

The 0% APR for the first four months provides a valu...

The 0% APR for the first four months provides a valuable interest-free period to pay off purchases. This can help manage cash flow and avoid immediate interest charges on new purchases. Reviewed on: 3rd June 2024

Easy & reliable

Always really easy to use and customer service have been great when I’ve needed them Reviewed on: 3rd June 2024

i regularly use PayPal and PayPal credit.

i regularly use PayPal and PayPal credit, it gives me the flexibility for larger purchases and the security of buying online knowing that everything is covered. Reviewed on: 3rd June 2024

Swift transaction online.

Swift transaction online. Easy and safe online shopping with lots of payment options Reviewed on: 3rd June 2024

Easy to use

Easy to use app - credit option allows easy monthly payments on websites that don't offer credit options themselves. Reviewed on: 3rd June 2024

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