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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176018 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176018)

Excellent service and easy to use at alm times.

Excellent service and easy to use at alm times. Reviewed on: 3rd June 2024

Simple and easy

Paypal is simple to use and the credit just works without much thinking. I do enjoy using it and the interest rate doesn't break the bank every month which I highly appreciate. I like the options I have when making a purchase so I'm not limited to just "pay with credit" or "pay by card" I do like the options. Reviewed on: 3rd June 2024

Paypal credit

I have had a good experience with paypal credit Reviewed on: 3rd June 2024

Good company with excellent customer service.

Good company with excellent customer service. Very happy with them Reviewed on: 3rd June 2024

My email address was hacked, paupal helped me change...

My email address was hacked, paupal helped me change my email and password quickly Reviewed on: 3rd June 2024

Quality service

I’ve been using credit for years and has really helped me get things I want without taking my bank balance to nothing but allowing me to slowly pay off items. Also it had helped build up my credit score massively so I’m really happy with this service. Reviewed on: 3rd June 2024

Happy Customer

Never really had any real problems and pretty happy with services PayPal have provided over the years Reviewed on: 3rd June 2024

Any issues and PayPal will deal with it promptly!

Any issues and PayPal will deal with it promptly! Reviewed on: 3rd June 2024

Good credit limits and fair interest rates.

Good credit limits and fair interest rates. Also good to have 4 months interest free on £100+ purchases. Reviewed on: 3rd June 2024

Quick hassle free and secure no need to find cards e...

Quick hassle free and secure no need to find cards especially when your out and about. Reviewed on: 3rd June 2024

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