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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

When I was in a sticky situation due to non payment...

When I was in a sticky situation due to non payment of work done, I knew I could rely on PayPal to help cover the short term cash flow problem. Reviewed on: 3rd June 2024

Flexible payment service

The flexible payment options are super easy to use when paying by PayPal. Th interest free options are a no brainer when you need that additional cash flow for the current month Reviewed on: 3rd June 2024

PayPalss

All good thanks.Never had any problems.Credit limit is ok. Reviewed on: 3rd June 2024

I’ve loved having PayPal credit and used it consiste...

I’ve loved having PayPal credit and used it consistently for the last five years Reviewed on: 3rd June 2024

Love that you can buy things and spread the cost at...

Love that you can buy things and spread the cost at 0% interest over 4 months Reviewed on: 3rd June 2024

Very easy to apply, and use when buying.

Very easy to apply, and use when buying. Repayment plan sets automatically with easy and early repayments option. Highly recommended for everyone buying online Reviewed on: 3rd June 2024

Very easy to use and pay, excellent service

Very easy to use and pay, excellent service Reviewed on: 3rd June 2024

Let you pay in installments and very easy to do.

Let you pay in installments and very easy to do. Take the pressure off big purchases and peace of mind when paying online Reviewed on: 3rd June 2024

Excellent service always there to help

Excellent service always there to help Reviewed on: 3rd June 2024

Using a PayPal credit card has been a seamless and c...

Using a PayPal credit card has been a seamless and convenient experience for me. The integration with my PayPal account allows for easy tracking of transactions and quick payments directly from my PayPal balance. The card's rewards program is another highlight, providing cash back on purchases, which I can effortlessly apply towards future payments. Additionally, the customer service has been responsive and helpful whenever I've had questions or issues. Overall, the PayPal credit card has enhanced my financial flexibility and offered great benefits for my spending habits. Reviewed on: 3rd June 2024

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