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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175841)

Very easy to use via the app.

Very easy to use via the app. The choice of terms is really useful. Buy in 3 differed or 12 months credit. Reviewed on: 3rd June 2024

Very flexible and easy to understand!

Great flexibility for payments especially with credit, I have made a few bug purchases with credit and never had a problem would recommend to friends and family. Reviewed on: 3rd June 2024

I do like 3 months credit free, give me a lots time...

I do like 3 months credit free, give me a lots time to sort my problem Reviewed on: 3rd June 2024

Tracey S

No Matter what my issue was it always got sorted straight away very pleased with PayPal Reviewed on: 3rd June 2024

Easy and comfortable to use.

Easy and comfortable to use. Good option to have for online shopping. Reviewed on: 3rd June 2024

PayPal credit is very convenient and it is very easy...

PayPal credit is very convenient and it is very easy to understand the terms and conditions and it is very easy to get a hold of the customer service team. I also really like how easy it is to view in the app! Reviewed on: 3rd June 2024

A Saviour

When my marriage broke down, I used payal credit to get myself and children sorted and being a single parent, It has saved me. I can buy my children new batches of clothes with the 4 months interest free time and I can get it paid off with no stress. Reviewed on: 3rd June 2024

I have had PayPal for many years now.

I have had PayPal for many years now. I have used PayPal credit wihh to the 4 months no intrest deal many times so it’s really great when you need to borrow abit of extra cash but comes without intrest fees ontop. Reviewed on: 3rd June 2024

PayPal helps me understand how to use credit

I love PayPal but customer service need a little bit more attention and consumer protection also a bit more fine tuning. Paypal helps in making me understand how to use credit. Reviewed on: 3rd June 2024

Pay pal is great for managing your finances

I use pay pal credit all of the time I love the 4 months interest free period for large items it just gives me a little bit more time to pay equally I really like the pay in 3 as well it just makes things a little bit more affordable Reviewed on: 3rd June 2024

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