Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175751)

I used it recently to pay for a cot for my new grand...

I used it recently to pay for a cot for my new grandson and couldn't afford to pay the full amount as I am a pensioner so PayPal credit was brilliant to let me spread the cost in more affordable parts. Reviewed on: 3rd June 2024

PayPal is awesome!

PayPal is awesome! Feels so much safer than using my card when shopping online or making payments. Their buyer protection is perfect. So much easier than using card for online purchases as well! Highly recommend Reviewed on: 3rd June 2024

Amazingg

PayPal credit has been amazing for me and I would recommend to anyone Reviewed on: 3rd June 2024

Vey easy to set up no issues at all

Vey easy to set up no issues at all Reviewed on: 3rd June 2024

Very good service.

Very good service that gives me relief when I know I have back up payment options Reviewed on: 3rd June 2024

Paypal Credit is good and useful, with lots of inter...

Paypal Credit is good and useful, with lots of interest free crdit available. My only complaint, is what I am experiencing right now: payments in can take forever to alter your balance and available credit. Reviewed on: 3rd June 2024

The standard for a reason

Easy to use the system. The credit and pay-in-instalments are accessible and reasonable to the average user. Reviewed on: 3rd June 2024

Very easy to use and they are also giving intrest fr...

Very easy to use and they are also giving intrest free credit for some of their partner businesses. Reviewed on: 3rd June 2024

It's easy to use, it's really help us out to sort ou...

It's easy to use, it's really help us out to sort our money to spend in flexible way and this is one of the best thing I like about this great features PayPal... Reviewed on: 3rd June 2024

Make life easier

Easy to use and never have any problem Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97464 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub