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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175659 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175668)

Good credit provider without crazy fee's

Pay in 3 is very good. Paypal Credit is also good and not very expensive compared to other credit providers. Reviewed on: 3rd June 2024

Great flexible credit, easy application process and...

Great flexible credit, easy application process and simple to understand Reviewed on: 3rd June 2024

If I wanted something paid I can always bank on PayPal.

If I wanted something paid I can always bank on PayPal. Reviewed on: 3rd June 2024

Pay in 3 without interest is my regular thing with P...

Pay in 3 without interest is my regular thing with PayPal, whenever I need something urgent I can always rely on PayPal because I know I can use this option for all my essentials. Reviewed on: 3rd June 2024

Great services cust services is very good.

Great services cust services is very good. Reviewed on: 3rd June 2024

Simple to use, love the interest free period!

Paypal credit is a straightforward easy to use credit account that allows you to spread the cost of items over £100 over 4 months interest free, it takes less than a minute to set up the payment and allows me that peace of mind of being able to buy more expensive items without having to pay it all at once. I feel in control of my credit limit amount and will tend to use this to pay out for items over £100 than any other credit provider. Reviewed on: 3rd June 2024

I’ve found PayPal Credit to be a convenient option f...

I’ve found PayPal Credit to be a convenient option for managing online purchases, especially with its integration into my PayPal account, which simplifies the checkout process by eliminating the need for entering credit card details repeatedly. The "No Payments + No Interest" offer on purchases over $99, if paid within six months, is particularly appealing for larger buys. Reviewed on: 3rd June 2024

Very good, no issues.

Very good, no issues. I've used it to pay for many things and works perfectly fine. Reviewed on: 3rd June 2024

Easy credit when it was useful.

Easy credit when it was useful. No extra interest was amazing deal. I use pay in 3 to treat myself and have no hassle. Reviewed on: 3rd June 2024

Excellent experience extremely helpful thanks for yo...

Excellent experience extremely helpful thanks for your help Reviewed on: 3rd June 2024

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