Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175578)

easy to apply for credit.

easy to apply for credit. Purchased items easily with zero interest for 4 months which is sufficient time for me to pay item off. Reviewed on: 2nd June 2024

A good way to get money but also an affordable inter...

A good way to get money but also an affordable interest Reviewed on: 2nd June 2024

PayPal credit has been great.

PayPal credit has been great. As someone who doesn’t earn as much as my friends (and doesn’t always get much notice for plans), it gives me the opportunity to pay for experiences (over £99) with the flexibility of paying it off over 4 months. Reviewed on: 2nd June 2024

PayPal credit has always been there for me when I ha...

PayPal credit has always been there for me when I have needed it the most! Reviewed on: 2nd June 2024

Easy to use low interest support when not received g...

Easy to use low interest support when not received goods, app service is excellent Reviewed on: 2nd June 2024

Perfect Paypal

Never had any issues with PayPal. Has made paying for things, in full, or over time, an absolute breeze Reviewed on: 2nd June 2024

Very easy to use.

Very easy to use. Good customer service. Reviewed on: 2nd June 2024

Easy to use fantastic service.

Easy to use fantastic service. Accepted in loads of places and increasing all the time it’s so handy to have Reviewed on: 2nd June 2024

Extremely reliable and easy to use

Extremely reliable and easy to use Reviewed on: 2nd June 2024

A helping hand

I've had a really positive experience with PayPal credit and have already recommended it to both friends and family. It helps me budget for things like holidays and christmas as I can spread the cost across a few months. The 0% for 4 months is invaluable and I'm very grateful I have the account. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.71 from 3845 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97337 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub