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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175463)

Very easy to use.

Very easy to use. I use this service on most of my purchases. Reviewed on: 2nd June 2024

I like how they sort any problems out for you...

I like how they sort any problems out for you Reviewed on: 2nd June 2024

Allows simple transactions safely and securely

Allows simple transactions safely and securely Reviewed on: 2nd June 2024

Using PayPal suits my needs easy to use, great serv...

Using PayPal suits my needs easy to use, great service Reviewed on: 2nd June 2024

Variety of use.

Variety of use. Can be used in many situations. Offers the chance of staggered monthly payments. Reviewed on: 2nd June 2024

I had a phone on PayPal credit, the same bank they c...

I had a phone on PayPal credit, the same bank they confirmed and completed moeny from it also would reject it on a DD despite having funds. This led to over paying and some of the charges I can’t figure out in the statement how it jumped so much. Reviewed on: 2nd June 2024

Easy to navigate.

Easy to navigate. Everything explained very well. Not pushy! Very good with reminders which is a bonus. Reviewed on: 2nd June 2024

PayPal account

It was easy to apply and fill in form the in and payment are good to keep up with Reviewed on: 2nd June 2024

One of the oldest payment methods as I remember.

One of the oldest payment methods as I remember. It’s recognised all over the world. Reviewed on: 2nd June 2024

Confident using the service

I am using the service for about two decades and I am very satisified with it. Reviewed on: 2nd June 2024

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