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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174275)

wouldn’t use anything else

Paypal is such an easy process when paying for items. Always my first choice for payment method for that reason. The money back guarantee let’s me shop worry free Reviewed on: 1st June 2024

Brilliant service everytime.

Brilliant service everytime. Couldn't ask for a better setup. I've been using PayPal credit for awhile now and I've never had any issues. Its great to know you can have such a great back up plan when buying items in a rush. Reviewed on: 1st June 2024

Very easy to use and very helpful when you are buyi...

Very easy to use and very helpful when you are buying expensive items you can pay interest free in instalments. Reviewed on: 1st June 2024

So safe quick & easy best invention ever

So safe quick & easy best invention ever Reviewed on: 1st June 2024

Used for years and find customer service to be very...

Used for years and find customer service to be very helpful. Always able to get money back if anything goes wrong. Reviewed on: 1st June 2024

Brilliant, fast and efficient

I use PayPal to transfer money often. The money arrives in seconds and I’ve never had a problem with them. I also use PayPal credit which is easy to use. Reviewed on: 1st June 2024

Great start to credit and easy to use

Great start to credit and easy to use Reviewed on: 1st June 2024

I love paypal!

I love paypal! Easy to use! All my friends and family are using it too! Reviewed on: 1st June 2024

Great help in my spending and saving

Great help in my spending and their plans are life savers when you are budgeting and trying to pay them off monthly instead of one go! Reviewed on: 1st June 2024

I’m very grateful for being a PayPal member.

I’m very grateful for being a PayPal member. Hallway’s helps to provide my payments and money transactions. I’m very happy. Reviewed on: 1st June 2024

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