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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174315)

They make easy to use PayPal and pay in 4 months no...

They make easy to use PayPal and pay in 4 months no interest Reviewed on: 1st June 2024

Easy to use, user friendly app and will update you e...

Easy to use, user friendly app and will update you every transaction made to avoid scam Reviewed on: 1st June 2024

My go to short term borrowing

Quick and easy to set up, along with very clear information given on you’re account. This helps to keep track of and on top of your borrowing. Reviewed on: 1st June 2024

Good service

There when I need it. Lots of stores to use it with Reviewed on: 1st June 2024

I haven’t had a bad one yet.

I haven’t had a bad one yet. I always pay at least the minimum so haven’t had any issues. Reviewed on: 1st June 2024

Extremely easy to access and when I have had issues...

Extremely easy to access and when I have had issues PayPal customer service has been great we get to speak to real people and fast action Reviewed on: 1st June 2024

Comes in handy

Allows me to spilt certain payments over 4 months which is really good and the merger with Curve even goes further to allow me shop online and offline. Reviewed on: 1st June 2024

Excellent and very easy to use the PayPal credit

Excellent and very easy to use the PayPal credit Reviewed on: 1st June 2024

Very happy with the service I receive.

Very happy with the service I receive. Handy to use when have expensive outgoings to pay for and can pay over a period of time . Reviewed on: 1st June 2024

Most user friendly payment method

I find PayPal very user friendly and helpful when managing money and payments. Using PayPal credit and switching between payment methods easily is great. Reviewed on: 1st June 2024

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