Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174358 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174427)

I use PayPal for whatever transaction allows PayPal...

I use PayPal for whatever transaction allows PayPal as a payment method. I do this because it’s the safest way to pay for something in my view. Reviewed on: 2nd June 2024

Really convenient and trustable service.

Really convenient and trustable service. The interest free feature makes paypal credit very attractive. Reviewed on: 2nd June 2024

It's always good to use PayPal for any purchases.

It's always good to use PayPal for any purchases. It comes with extra security. Like to see PayPal for amazon transactions. Reviewed on: 2nd June 2024

Really easy to use

Really easy to use and great for them last minute things Reviewed on: 1st June 2024

Amazing experience.

Amazing experience. Can’t fault anything. Superb treatment and excellent response timing and comprehension. I was brought to resolution and given compensation very promptly and generously. Thank you PayPal! Reviewed on: 1st June 2024

PayPal credit is an easy and convenient way to use a...

PayPal credit is an easy and convenient way to use and pay later, as you go... Reviewed on: 1st June 2024

Easy and good value for money.

Easy and good value for money. Four months interest free makes a big difference. Reviewed on: 1st June 2024

I regularly use PayPal to checkout when available as...

I regularly use PayPal to checkout when available as an option as its much easier. Reviewed on: 1st June 2024

PayPal Credit Great Product

PayPal Credit provide a great service, will be even better when a physical card linked to account. Reviewed on: 1st June 2024

Overall it's great but the only thing that's missing...

Overall it's great but the only thing that's missing is Balance Transfer Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3841 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96521 reviews
Payments
from PayPal 4.71 from 3842 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub