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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174597)

Great service and excellent customer service

Great service and excellent customer service Reviewed on: 2nd June 2024

The safest place to purchase.

PayPal is a wonderful app. It allows me to make safe purchases over the Internet where I can save myself from quite a lot of scammers cause they are afraid of paying on PayPal. Reviewed on: 2nd June 2024

I'm very happy with that service.

I'm very happy with that service. Reviewed on: 2nd June 2024

So quick and easy

PayPal is always my preferred way to pay, it’s easy and convenient and I don’t have to remember any of my details. The different options to pay are great and the choice of which bank or credit/pay in 3 is perfect for my lifestyle! Reviewed on: 2nd June 2024

It's brilliantly easy to use, safe, and prompt!

It's brilliantly easy to use, safe, and prompt! Can't recommend enough. Reviewed on: 2nd June 2024

Easy and flexible way of affording purchases

Easy and flexible way of affording purchases Reviewed on: 2nd June 2024

Used for years feel safe using and very helpful and...

Used for years feel safe using and very helpful and deal with problems instantly Reviewed on: 2nd June 2024

I use my PayPal all the time and PayPal credit is gr...

I use my PayPal all the time and PayPal credit is great to spread the cost of larger purchases. Reviewed on: 2nd June 2024

Using PayPal Credit has been a fantastic experience!

Using PayPal Credit has been a fantastic experience! The application process was quick and easy, and I love the flexibility it offers. The ability to buy now and pay over time without immediate out-of-pocket expenses has made managing my finances so much simpler. Plus, the seamless integration with PayPal and Curve makes it convenient for online shopping. Highly recommended! Reviewed on: 2nd June 2024

Nothing really add.

Nothing really add. All runs smoothly Reviewed on: 2nd June 2024

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