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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173558 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173581)

PayPal credit is the best no hassle

PayPal credit is the best no hassle, interest free if paid on time just love, it gives me more cash flow on high priced goods. Reviewed on: 1st June 2024

Customer service is extremely good.

Customer service is extremely good.call back really quick and always sort out my issue straight away Reviewed on: 1st June 2024

Easy to manage my account, customer service is great.

Easy to manage my account, customer service is great. Easy to make payments. Interest rates are pretty similar to the rest of credit providers. Like the pay in 3 option comes in very handy to spread out the payments. Reviewed on: 1st June 2024

3000 With the credit limit that helps me a lot many...

With the credit limit that helps me a lot many thanks Reviewed on: 1st June 2024

Great service always easy.

Great service always easy. Helps out when needed greatly recommend Reviewed on: 1st June 2024

Great service great customer service

Great service great customer service Reviewed on: 1st June 2024

What did we do before PayPal?

A secure place where I feel safe to make and receive payments and purchase items on credit. I love that everything is there for me to manage at my fingertips and in one place. PayPal credit has been a real boon - my oven broke down and thanks to PayPal we were cooking again within 48 hours. With lots of children this gives me the opportunity to budget when I most need to. Thank you PayPal. Reviewed on: 1st June 2024

Never had any problems.

Never had any problems. It feels safe and secure Reviewed on: 1st June 2024

Helpfull

Great overall. Simple to use and less interest than other lenders. Reviewed on: 1st June 2024

No hiccups on transactions and problems solving

No hiccups on transactions and problems solving Reviewed on: 1st June 2024

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