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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173695)

I didn’t realise how easy it is to use Paypal credit.

I didn’t realise how easy it is to use PayPal credit. I don’t own a credit card so this is a perfect way to borrow small amounts with easy payments. And when I log on to purchase something and select PayPal it automatically shows me options of how to pay. Making my life so much easier at a click of a button! Reviewed on: 1st June 2024

Very fast descision making.

Very fast descision making. Easy to set up and understand outstanding balance and payment timeliness. Reviewed on: 1st June 2024

Fair to middling

Itnis ok but a bit clunky. Why is there a delay from them taking payment? Reviewed on: 1st June 2024

No one can beat paypal 100% peoples choice

No one can beat paypal 100% peoples choice Reviewed on: 1st June 2024

PayPal have always provided great customer service w...

PayPal have always provided great customer service whenever I've had an issue and the app service always works without any problems Reviewed on: 1st June 2024

Absolutely Faultless, simple easy to use with superb...

Absolutely Faultless, simple easy to use with superb customer service. Why look elsewhere! Reviewed on: 1st June 2024

My experience with PayPal has been a good one, don't...

My experience with PayPal has been a good one, don't have any complaints at all. Reviewed on: 1st June 2024

Top for tracking your spending

Easy to use and the App makes it even easier to track spending Reviewed on: 1st June 2024

It's safe once they accept PayPal payments you won't...

It's safe once they accept PayPal payments you won't go wrong Reviewed on: 1st June 2024

Easy to use and great for help with buying groceries...

Easy to use and great for help with buying groceries and gifts. The PayPal credit is good and the pay in 3 is brilliant too. Great customer service and keep you updated on any changes or new offers. Monthly statements are provided. Fantastic at notifying you of offers running out or new ones coming out. Very happy to be a customer and appreciate the pay in 3 as it’s helped me out on a few occasions for grocery shopping. It’s so good to have especially with the cost of living the way it is just now. Reviewed on: 1st June 2024

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