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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173749 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173776)

Easy to use.

Easy to use. Quick and efficient. Peace of mind online. Reviewed on: 1st June 2024

Great to build credit score and make purchases that...

Great to build credit score and make purchases that require spreading the cost over a longer period! Reviewed on: 1st June 2024

I’ve been using Paypal credit since end of 2018-star...

I’ve been using Paypal credit since end of 2018-start of 2019. The credit limit I was given straight away was very generous. The 4-month interest free has been an amazing way of saving money and not paying interest. I’ve never really had to call the PayPal credit team because everything on the website and app is very straight and informative. Reviewed on: 1st June 2024

PayPal is good.

I enjoy using PayPal for online transactions. Reviewed on: 1st June 2024

I love pay pal I feel it's secure site,also to have...

I love pay pal I feel it's secure site,also to have PayPal credit gives me some freedom when I need shopping and don't have the money there and then and gives me time to pay it back Reviewed on: 1st June 2024

Very easy and minimal hassle, A lot less headache th...

Very easy and minimal hassle, A lot less headache than using my credit card! Reviewed on: 1st June 2024

Paypal credit is a lifesaver with 0% interest rates...

Paypal credit is a lifesaver with 0% interest rates over 4 months and the pay in 3 is really good too. Reviewed on: 1st June 2024

Had a issue that took a long time to resolve.

Had a issue that took a long time to resolve. Reviewed on: 1st June 2024

Easy to use and excellent value - recommended to all

Easy to use and excellent value - recommended to all Reviewed on: 1st June 2024

Very user friendly.Highly recommended

Very easy to use & understand. Highly recommended for making large or medium sized purchases such as appliances. Reviewed on: 1st June 2024

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