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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173432)

Very easy to use , helpful information when payments...

5
Very easy to use , helpful information when payments are due so you don’t miss a payment, I use the service to buy tools for work and spread the cost easily, brilliant service Reviewed on: 1st June 2024

Really good system.

5
Really good system. Easy to manage in app Reviewed on: 1st June 2024

Always easy to use.

5
Always easy to use. Never had a problem with PayPal Reviewed on: 1st June 2024

Paypal is a very good option for me and so easy to use

4
Paypal is a very good option with its pay in three, or pay by end 4th month it helped me buy many things I would not have been able to buy without spreading the cost Reviewed on: 1st June 2024

Never had a bad experience always been reliable

5
Never had a bad experience always been reliable Reviewed on: 1st June 2024

Preferred method of payment: PayPal Credit

5
I have used PayPal credit for several purchases and found it extremely helpful. I always find PayPal credit an easy and convenient option for my purchases. Reviewed on: 1st June 2024

Excellent app, accepted at lots of places.

5
Excellent app, accepted at lots of places. The credit limit is good. Reviewed on: 1st June 2024

Very clear and easy to help operate your finances..

5
PayPal is quick, easy and very convenient. I use PayPal when my wages don’t cover everything and then I can pay it back monthly. It works for me especially as I get reminders of when payments are due and I can plan to pay more than the minimum. Thank you PayPal! Reviewed on: 1st June 2024

Paypal Credit.

5
I have always found Paypal Credit convenient for some of my purchases. Also, if there is a problem, which is rare, I am able to get that problem sorted through the help of the PAYPAL staff. Reviewed on: 1st June 2024

Love the app.

5
Love the app. And how you can manage payments. I also like how you can cancel a payment if you need to. Reviewed on: 1st June 2024

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