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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173306)

All ways helpful and polite on the phone easy to tal...

5
All ways helpful and polite on the phone easy to talk to a real person good all round service Reviewed on: 1st June 2024

Because PayPal solved my all issues.

5
Because PayPal solved my all issues. Reviewed on: 1st June 2024

Little helper

5
I have so far good experience with PayPal.It was my little helper to buy things I needed but didn’t have to pay straight away.I like the idea that there is 0 fee if you pay within 4 months.Also it gives me the pice of mind that my purchases are safe when paying using PayPal . Reviewed on: 1st June 2024

Excellent service

5
Really excellent service, received a refund during the pandemic for holiday. So easy to use and gives peace of mind. Reviewed on: 1st June 2024

It helps me to buy with less stress

4
It helps me to buy with less stress Reviewed on: 1st June 2024

Great experience.

5
Great experience with enough time to pay back. Reviewed on: 1st June 2024

Simple and easy too use

4
Simple and easy too use and has great buyer protection Reviewed on: 1st June 2024

Ease of use, onveniance and clarity with excellent c...

5
Ease of use, onveniance and clarity with excellent customer services Reviewed on: 1st June 2024

Excellent

4
Confused on direct debit due to go out on the 6 of each month but usually leaves my bank on the 10.Overall a good service. Reviewed on: 1st June 2024

The best payment and safe and professional

5
Really professional best payment and professional Reviewed on: 1st June 2024

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