Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173191)

I always received excellent service and it's very us...

I always received excellent service and it's very useful for all type of transaction Reviewed on: 1st June 2024

Clear Terms, easy repayment plans

Clear Terms, easy repayment plans. Accessibility. Reviewed on: 1st June 2024

Easy, straight forward transactions.

Easy, straight forward transactions. No hassle. Can be used almost anywhere and everywhere. Reviewed on: 1st June 2024

Used it for a buyin 3 that also gave me an extra dis...

Used it for a buyin 3 that also gave me an extra discount. Loved it. Reviewed on: 1st June 2024

Best transaction service provider

I feel safe while doing any sort of transaction as I feel .. PayPal will take care my money until my task accomplished Reviewed on: 1st June 2024

Used on a number of occasions without issue.

Used on a number of occasions without issue. Reviewed on: 1st June 2024

Easy to use and manage.

Easy to use and manage. It works all of the online shops and it is very safe Reviewed on: 1st June 2024

I'm very happy with PayPal credit

I'm very happy with PayPal credit Reviewed on: 1st June 2024

I find Paypal easy to use and safe and secure

I find Paypal easy to use and safe and secure Reviewed on: 1st June 2024

Excellent

Quick and efficient app and allows you to spread the cost interest free! Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95726 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub