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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173051)

Fantastic service, especially the 3 month interest f...

Fantastic service, especially the 3 month interest free credit on purchases, which is very useful for larger purchases that you would otherwise have to save for. Reviewed on: 31st May 2024

I use PayPal every time where available as it's quic...

I use PayPal every time where available as it's quick, convenient and the app is great. Pay in three is my favourite feature and I've recently taken out a PayPal credit card which is a great use of credit over a few months before interest is paid Reviewed on: 31st May 2024

Love paypal

So easy using PayPal and they are reliable Reviewed on: 31st May 2024

Secure and hassle free

Been using PayPal for years - always feels hassle free, convenient and importantly very secure when I'm paying online with PayPal. Gives peace of mind Reviewed on: 31st May 2024

It’s been good safe and reliable

It’s been good safe and reliable Reviewed on: 31st May 2024

I use them all the time.

They are always reliable, have a very good app, and are very helpful. Reviewed on: 31st May 2024

The best thing about paypal is the credit spread ove...

The best thing about paypal is the credit spread over 4 months and pay in 3. I wouldn't usually purchase some items or experience if it wasn't for this flexibility. Reviewed on: 31st May 2024

Very straightforward and easy to use

Very straightforward and easy to use, with good security. Reviewed on: 31st May 2024

Never had a problem - smooth process.

Never had a problem - smooth process. Used it many times for larger purchases. Reviewed on: 31st May 2024

It’s very easy to use and set up

It’s very easy to use and set up Reviewed on: 31st May 2024

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