Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169124 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (169226)

Preferred method of payment

Quick, easy and helpful for my purchases. Stores information and helps with the confidence of knowing the sites I purchase from are legit. Reviewed on: 22nd May 2024

Paypal and Paypal credit is great for paying for sho...

Paypal and Paypal credit is great for paying for shopping online or being paid by people quickly and easily Reviewed on: 22nd May 2024

excellent playboy i mean paypal

i have 300£ credit experience . if i in financial crsis i can buy anything from paypal and also all brand over the uk accepted paypal credit Reviewed on: 22nd May 2024

Paypal credit is amazing.

Paypal credit is amazing. Interest free for 3 months, always reliable, customer service is the best and any problems they always sort out. Reviewed on: 22nd May 2024

I got the credit accepted easily and I think it is f...

I got the credit accepted easily and I think it is fair procedure Reviewed on: 22nd May 2024

PayPal Excellent Service provider

Never have issue with payments or disputes PayPal is secure and always ready to assist with any query/issue. Various methods of payments credit length suits all Reviewed on: 22nd May 2024

No interest for installments that makes me feel comf...

No interest for installments that makes me feel comfortable to purchase items that I can't afford to get now Reviewed on: 22nd May 2024

Always use PayPal it’s secure and if any issues aris...

Always use PayPal it’s secure and if any issues arises they are quick to help Reviewed on: 22nd May 2024

Safe shopping with PayPal

I’m so happy with PayPal it is safe . Reviewed on: 22nd May 2024

Great service and speed of credit check i got near i...

Great service and speed of credit check i got near instant reply Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 91027 reviews
Payments
from PayPal 4.70 from 3824 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub