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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Great service and great value.

Great service and great value. Very easy to use and would definitely recommend using PayPal to everyone Reviewed on: 21st May 2024

Easy and secure transaction.

Easy and secure transaction. Confirmed by email whenever I paid. Reviewed on: 21st May 2024

Always had a positive experience with PayPal, PayPal...

Always had a positive experience with PayPal, PayPal credit is great for when you need to make a purchase but don’t have the funds. Reviewed on: 21st May 2024

PayPal credit

PayPal is a fantastic way of paying for things online on credit, the interest rate isn't that high and it's fast and efficient Reviewed on: 21st May 2024

Excellent

Always deals with issues quickly and professionally.. I feel very safe and re-assured using PayPal. Reviewed on: 21st May 2024

Paypal is an excellent payment system

Paypal is an excellent payment system in which you can spread the cost with 0 interest. It allows you the option to purchase a product and not pay the full cost. I will recommend PayPal credit to family and friends. I had an excellent experience throughout all my years. I would recommend fantastic service 5 starts Reviewed on: 21st May 2024

Best and safe

Easy and safer way to buy , protection Reviewed on: 21st May 2024

Safe and secure services

Safe and secure services. PayPal always verify payment before approval. It's difficult for scammers to access my account Reviewed on: 21st May 2024

My experience

Have used PayPal credit twice and was very good Reviewed on: 21st May 2024

Many 0 procent repayment options

Many 0٪ repayment options, even for a lond period Reviewed on: 21st May 2024

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