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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177255)

Excellent

5
Brilliant convenience service , that feels safe and used all over the world. Reviewed on: 7th July 2026

Blue sky

5
Very good and easy. A great app, always ready to help Reviewed on: 7th July 2026

Paypal gives me confidence when buying online

5
I use paypal as it gives a layer of insurance against scammers or fraudulent companies. I feel more assured when paypal is used and offered by companies I purchase from Reviewed on: 7th July 2026

Customer service not the best

4
Customer service not good. I had one mix up with a payment just after a family bereavement. They just charged £12 without even a reminder! Reviewed on: 7th July 2026

I use PayPal for every online purchase.

5
I use PayPal for every online purchase. It’s so simple and you know your money is safe. Reviewed on: 7th July 2026

I don’t know what to say, But I happy on...

5
I don’t know what to say, But I happy on everything Reviewed on: 7th July 2026

PayPal purchasing power confidence.

5
PayPal has made my purchasing power something I can embrace with relative ease. I particularly like the finance options available which spreads the cost at no extra cost to me. This opens up opportunities in my purchases that I might have considered out of my reach. Reviewed on: 7th July 2026

Very helpful when there is a issue

5
Very helpful when there is a issue Reviewed on: 7th July 2026

Never had a problem, help me when needed it

5
Never had a problem, help me when needed it Reviewed on: 7th July 2026

Stress free and easy to navigate

5
Stress free and easy to navigate Reviewed on: 7th July 2026

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